Flood and resilience record
Where floods have actually been paid for, how often the same buildings flood again, and how FEMA rates each tract's risk, social vulnerability and ability to recover.
Federal flood insurance is authorized only through 11 December 2026.If Congress lets it lapse, as it did from 1 October to 12 November 2025, no new National Flood Insurance Program policies can be written, which can hold up home sales that need flood cover. Policies already in force run to the end of their term. The law · what a lapse does · FEMA’s status page.
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