Two finished local projects, and any you copy and change, run through the same three questions: can it pay its way, what does each acre give back, and who carries the risk. Every input is traced to a public record or labelled an assumption.
Completed August 2026: about $7.5 million to remove 70 poles and 10,210 feet of overhead wire along US 98, paid from Gulf Breeze CRA tax increment and a $10.7 million 20-year bank loan shared with the Highway 98 multimodal overpass. No benefit-cost analysis was published.
Can it repay what it borrows?On paper; not settled
Is it fully paid for?Yes
Is it worth it to the public?Unknown
Effects on health?2 of 15 described, none measured
Pace septic-to-sewer conversions (Deepwater Horizon grant DH022)
Up to 352 homes in five Pace neighbourhoods move from septic tanks to Pace Water System sewer. A $5.7 million state restoration grant pays for construction; homeowners who enrolled by 1 October 2026 pay a $50 deposit, then monthly sewer bills.
Can it repay what it borrows?No loan, but cash is needed first
Is it fully paid for?Yes
Is it worth it to the public?Unknown
Effects on health?3 of 15 described, none measured